ZIBADIS Wallet
Budget, Spending, Income and Saving for Personal Decision Support
A lightweight local wallet layer for future financial intelligence and planning.
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Decision Balance
0
Current formula: income minus spending and saving target. Later this can feed personal financial suggestions and planning.
| Layer | Purpose |
|---|---|
| Personal | Budget, spending, saving and financial habit tracking |
| AI | Cost suggestions, alerts and planning guidance |
| Enterprise | Future subscriptions, billing and tenant management |